Telecom
Mobile Payment Solutions in the Maghreb Region: An Overview of the Opportunities and Challenges in Advancing Financial Inclusion
Date:
05 Nov 2025
Country:
Maghreb Region
Industry:
Telecom
Number of pages:
32
SUMMARY:
As technological innovation continues to reshape access to financial services across the Maghreb region, mobile payments have emerged as a vital instrument for enhancing financial inclusion, especially in countries with large unbanked populations. Countries like Tunisia and Morocco have demonstrated significant progress in the development and adoption of mobile payment solutions, illustrating the potential of these services to improve financial accessibility. In contrast, other countries in the region, such as Algeria, have yet to introduce fully operational mobile payment frameworks. Examining how these systems function across varying national contexts is essential to understanding the overall state of financial inclusion in the Maghreb. In this report, Arab Advisors Group aims to address the following questions:
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- What forms of mobile payments are available across the Maghreb region?
- Who are the main providers of mobile payments in the Maghreb region?
- Which Maghreb countries are leading in financial inclusion, and which still face development gaps?
- How do mobile payment services in the Maghreb region differ in functionality, fees, and accessibility?
- How do telecom and non-telecom mobile payment providers compare?
- To what extent do mobile payment solutions enable users to access fundamental financial services?
- What trends have emerged in the use of mobile payments in the Maghreb region in recent years?
